The term “investment” is often used when referring to buying gold and silver for the simple reason that by doing so, you are taking your available cash and converting it to gold. This isn’t buying gold stocks or other high-risk investments where your return is based upon company performance, price and other factors. Converting to precious metals is about protecting the purchasing power you have today well into the future. Gold and silver are currencies, whereas other metals, such as platinum and palladium are not.

Every investment has risks. With traditional investments, such as stocks and bonds, you could double your money in a few years – or lose everything. With gold and silver, your investment will not increase or decrease in value but will remain steady as the value of the U.S. dollar fluctuates. Your investment in gold and silver could be outperformed by a stock, but that stock could also depreciate to the point of having no value at all.

The price of gold and silver will fluctuate because that price depends on a number of economic factors, as well as how much money is in circulation, but your purchasing power remains the same. For example, one gold token is worth $1 and there are 1 trillion gold tokens in the United States. There are also $1 trillion U.S. dollars in circulation. One gold token is worth $1. However, if the government decides to print more money (putting more into circulation) – another $1 trillion – then there are $2 trillion represented by that same one trillion gold tokens. Now, a single gold token is worth $2. You still have the same purchasing power as you did when it was $1. Now, if the government reduces money in circulation, the price of gold will decrease, but it will still have the same purchasing power.

Within your IRA, you can purchase precious metals. The same tax structure applies to your IRA regardless of the assets in it. For traditional IRAs, taking distribution before 59 1/2 years of age comes with a 10 percent penalty, and then you pay taxes on top of that. Required mandatory distributions start at 70 1/2 years old. ROTH IRAs maintain their existing tax structure as well.

Consult your tax advisor for more information regarding your scenario.

We want you to be completely satisfied with your purchase and will do our best to accommodate your requirements. If you’re not satisfied with the product you receive, we will do our best to find an acceptable replacement. However, shipping and handling costs are non-refundable due to the nature of the items we ship.

We package your gold in a secure, discreet package and choose the most reliable and secure shipping partners to ensure that your precious metals arrive at your door into your personal possession.

We insure every delivery to your signature. However, should you choose to allow the shipping clerk to leave a package unattended, leave it with a neighbor, property manager or other situation that doesn’t place the package in your immediate possession, we cannot guarantee safe delivery. It is important to note that all packages sent from West Hills Capital require the signature of an adult, 21 years of age or older, with verifiable proof of identification.

We guarantee your satisfaction, not only with your precious metals purchase, but also with every aspect of your experience with West Hills Capital. If for any reason you are not completely satisfied with the products purchased, we will exchange them for the same product of greater satisfaction.

The price of gold and silver will fluctuate because that price depends on a number of economic factors, as well as how much money is in circulation, but your purchasing power remains the same. For example, one gold token is worth $1 and there are 1 trillion gold tokens in the United States. There are also $1 trillion U.S. dollars in circulation. One gold token is worth $1. However, if the government decides to print more money (putting more into circulation) – another $1 trillion – then there are $2 trillion represented by that same one trillion gold tokens. Now, a single gold token is worth $2. You still have the same purchasing power as you did when it was $1. Now, if the government reduces money in circulation, the price of gold will decrease, but it will still have the same purchasing power.

Most West Hills Capital clients are not rare coin collectors; they are individuals who understand the value of protecting their wealth and assets for the future. However, some of our clients have become interested in collecting over time. We don’t discourage collecting gold coins and other precious metals, but we are primarily focused on helping clients protect their wealth for retirement.

Since converting your wealth into gold or silver is unlike investing in stocks, government bonds, real estate or other common forms of investments, purchasing precious metals does not offer the same tax advantages. The aforementioned investments defer their tax liabilities. Every citizen is responsible for capital gains taxes, but what the government deems to be capital gains may differ in the future.

On all West Hills Capital orders, shipping and insurance is absolutely FREE. Learn more.